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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INVESTMENTS INST OP, INC. Service code 37 · EIN 04-2647786 25 SUMMER STREET · BOSTON, MA 02210 | Loan Processing | $20,709 |
OPPENHEIMER3 years Filed as: OPPENHEIMER & CO, INC Service code 27 · EIN 13-5657518 | Advisory (Plan) | $16,105 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,586 | $101,653-65.0% | $147,080-75.8% | $74,459-52.2% |
| Participation rate | 84.3% | 75.6%+8.8pp | 82.2%+2.1pp | 67.2%+17.1pp |
| Annual return | 12.48% | 8754.98%-8742.5pp | 420.17%-407.7pp | 1369.70%-1357.2pp |
| Employer contribution / active EE | $1,122 | $3,813-70.6% | $4,933-77.3% | $2,626-57.3% |
| Participant deferral / active EE | $4,157 | $7,304-43.1% | $8,066-48.5% | $4,350-4.4% |
| Admin fee / account holder | $271 | $1,752-84.5% | $12,989-97.9% | $1,945-86.1% |