Retirement plan

US WITTENSTEIN GROUP EMPLOYEES' RETIREMENT AND SAVINGS PLAN & TRUST

Name: WITTENSTEIN, INC. - US WITTENSTEIN GROUP EMPLOYEES' RETIREMENT AND SAVINGS PLAN & TRUST (2025) Form 5500
Creator: WITTENSTEIN, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, US WITTENSTEIN GROUP EMPLOYEES' RETIREMENT AND SAVINGS PLAN & TRUST, WITTENSTEIN, INC.

WITTENSTEIN, INC.EIN 31-1358180Plan #001PY 2025

1249 HUMBRACHT CIRCLE - BARTLETT, IL 60103630-540-5300

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$23.9M

+7.5% from 2024

Total participants

155

-0.6% from 2024

Average account balance

$156,513

+8.2% from 2024

Annual return

5.00%

-11.85 pp from 2024

Benchmarks

See 211 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort211 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$23.95M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$157K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

153

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.66M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+5.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$51

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259	Securities Custodian	$9,385
EPIC RETIREMENT PLAN SERVICES5 years Service code 15 · EIN 16-1450952	Recordkeeping	$7,870
CHARLES SCHWAB & CO., INC.8 years Service code 59 · EIN 94-1737782	Shareholder Servicing	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$8K

$76 / participant

Recordkeeping$8K100.0%

% of EOY assets

0.033%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: FORVIS MAZARS LLP
Auditor EIN: 440160260
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$156,513

$94,699+65.3%

$185,441-15.6%

$65,306+139.7%

Participation rate

98.1%

64.2%+33.8pp

80.3%+17.8pp

57.7%+40.4pp

Annual return

5.00%

16.71%-11.7pp

20.16%-15.2pp

21.94%-16.9pp

Employer contribution / active EE

$7,564

$2,381+217.7%

$4,672+61.9%

$1,967+284.5%

Participant deferral / active EE

$8,540

$3,568+139.4%

$6,152+38.8%

$2,959+188.6%

Admin fee / account holder

$51

$4,797-98.9%

$17,890-99.7%

$3,480-98.5%

Provider

Service type

Compensation

CHARLES SCHWAB & CO., INC.2 years

Filed as: CHARLES SCHWAB TRUST BANK

Service code 19 · EIN 82-3967259

Securities Custodian

$9,385

EPIC RETIREMENT PLAN SERVICES5 years

Service code 15 · EIN 16-1450952

Recordkeeping

$7,870

CHARLES SCHWAB & CO., INC.8 years

Service code 59 · EIN 94-1737782

Shareholder Servicing

US WITTENSTEIN GROUP EMPLOYEES' RETIREMENT AND SAVINGS PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

US WITTENSTEIN GROUP EMPLOYEES' RETIREMENT AND SAVINGS PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion