Retirement plan

EXPERIAN PERSONAL INVESTMENT PLAN

Name: EXPERIAN, INC. - EXPERIAN PERSONAL INVESTMENT PLAN (2024) Form 5500
Creator: EXPERIAN, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EXPERIAN PERSONAL INVESTMENT PLAN, EXPERIAN, INC.

EXPERIAN, INC.EIN 31-1343192Plan #001PY 2024

475 ANTON BLVD - COSTA MESA, CA 92626714-830-3237experianplc.comLinkedIn10001+ employeesinformation services

Prospect flagsCorrective distributions

Top hat statement on fileNQDC

Filed February 21, 2006

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$1689.9M

-8.3% from 2016

Total participants

8,781

-2.3% from 2016

Average account balance

$215,218

-4.5% from 2016

Annual return

15.47%

-7.21 pp from 2016

Benchmarks

See 94 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants5,000-9,999

Cohort94 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.69B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$215K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

7,852

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

84.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$107.28M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.47%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$56

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786	Loan Processing	$313,361
CONCURRENT INVESTMENT ADVISORS LLC2 years Filed as: CONCURRENT INVESTMENT ADVISORS, LL Service code 27 · EIN 92-1819393	Advisory (Plan)	$70,000
MMA SECURITIES LLC2 years Filed as: MARSH & MCLENNAN COMPANIES, INC Service code 16 · EIN 36-2668272	Consulting	$34,483
MOSS ADAMS LLP5 years Filed as: MOSS ADAMS Service code 10 · EIN 91-0189318	Accounting	$22,050

Plan features & details

Pension benefit codes2E2F2G2J2K2T3F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$442K

$72 / participant

Recordkeeping$311K70.3%
Contract admin$3K0.6%
Other / not subdivided$129K29.1%

% of EOY assets

0.026%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BAKER TILLY US
Auditor EIN: 301413443
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$215,218

$145,513+47.9%

$184,256+16.8%

$99,313+116.7%

Participation rate

84.9%

90.3%-5.3pp

86.8%-1.9pp

71.7%+13.2pp

Annual return

15.47%

21.25%-5.8pp

28.85%-13.4pp

17.67%-2.2pp

Employer contribution / active EE

$5,514

$5,354+3.0%

$6,427-14.2%

$3,264+68.9%

Participant deferral / active EE

$11,887

$8,423+41.1%

$9,133+30.2%

$5,346+122.4%

Admin fee / account holder

$56

$78-27.5%

$13,899-99.6%

$109-48.4%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL10+ years

Service code 37 · EIN 04-2647786

Loan Processing

$313,361

CONCURRENT INVESTMENT ADVISORS LLC2 years

Filed as: CONCURRENT INVESTMENT ADVISORS, LL

Service code 27 · EIN 92-1819393

Advisory (Plan)

$70,000

MMA SECURITIES LLC2 years

Filed as: MARSH & MCLENNAN COMPANIES, INC

Service code 16 · EIN 36-2668272

Consulting

$34,483

MOSS ADAMS LLP5 years

Filed as: MOSS ADAMS

Service code 10 · EIN 91-0189318

Accounting

$22,050

EXPERIAN PERSONAL INVESTMENT PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EXPERIAN PERSONAL INVESTMENT PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion