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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,041 | $112,729+135.1% | $98,716+168.5% | $137,256+93.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 9.48% | 38.48%-29.0pp | 31.81%-22.3pp | 220.34%-210.9pp |
| Employer contribution / active EE | $972 | $2,725-64.3% | $2,279-57.4% | $4,156-76.6% |
| Participant deferral / active EE | $688 | $4,640-85.2% | $4,048-83.0% | $6,407-89.3% |
| Admin fee / account holder | $684 | $10,129-93.2% | $8,703-92.1% | $12,270-94.4% |