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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,041 | $124,980+112.1% | $108,359+144.6% | $154,746+71.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 9.48% | 45.00%-35.5pp | 36.89%-27.4pp | 172.34%-162.9pp |
| Employer contribution / active EE | $972 | $2,851-65.9% | $2,399-59.5% | $4,379-77.8% |
| Participant deferral / active EE | $688 | $4,743-85.5% | $4,137-83.4% | $6,730-89.8% |
| Admin fee / account holder | $684 | $11,502-94.0% | $9,741-93.0% | $14,365-95.2% |