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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,878 | $88,710+360.9% | $81,783+400.0% | $145,959+180.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 8.62% | 1027.26%-1018.6pp | 775.05%-766.4pp | 561.95%-553.3pp |
| Employer contribution / active EE | $5,834 | $3,083+89.2% | $2,913+100.3% | $4,661+25.2% |
| Participant deferral / active EE | $13,593 | $4,645+192.6% | $4,320+214.6% | $6,689+103.2% |
| Admin fee / account holder | $3,561 | $8,407-57.6% | $7,380-51.8% | $13,398-73.4% |