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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,878 | $88,815+360.4% | $81,882+399.4% | $145,897+180.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 8.62% | 1033.75%-1025.1pp | 779.47%-770.9pp | 552.29%-543.7pp |
| Employer contribution / active EE | $5,834 | $3,086+89.0% | $2,916+100.1% | $4,663+25.1% |
| Participant deferral / active EE | $13,593 | $4,647+192.5% | $4,323+214.4% | $6,689+103.2% |
| Admin fee / account holder | $3,561 | $8,434-57.8% | $7,360-51.6% | $13,390-73.4% |