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| Provider | Service type | Compensation |
|---|---|---|
PENSION CORPORATION OF AMERICA10+ years Service code 13 · EIN 31-1360674 | Contract Administrator | $104,031 |
Service code 27 · EIN 59-3766965 | Advisory (Plan) | $64,522 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $9,621 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,540 | $80,763+49.3% | $102,412+17.7% | $74,459+61.9% |
| Participation rate | 85.6% | 65.7%+19.9pp | 74.5%+11.1pp | 67.2%+18.3pp |
| Annual return | 14.52% | 27.57%-13.0pp | 24.94%-10.4pp | 1369.70%-1355.2pp |
| Employer contribution / active EE | $10,508 | $3,160+232.5% | $3,870+171.5% | $2,626+300.2% |
| Participant deferral / active EE | $3,268 | $3,862-15.4% | $5,060-35.4% | $4,350-24.9% |
| Admin fee / account holder | $749 | $2,371-68.4% | $8,388-91.1% | $1,945-61.5% |