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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,065 | $111,535-57.8% | $105,223-55.3% | $137,256-65.7% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 80.0%-20.0pp |
| Annual return | 16.39% | 237.85%-221.5pp | 180.65%-164.3pp | 220.34%-203.9pp |
| Employer contribution / active EE | $1,257 | $3,939-68.1% | $3,689-65.9% | $4,156-69.8% |
| Participant deferral / active EE | $3,061 | $5,500-44.3% | $5,072-39.6% | $6,407-52.2% |
| Admin fee / account holder | $4,359 | $9,721-55.2% | $8,859-50.8% | $12,270-64.5% |