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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,844 | $29,736+255.9% | $56,033+88.9% | $80,935+30.8% |
| Participation rate | 27.0% | 41.7%-14.7pp | 52.5%-25.5pp | 67.7%-40.7pp |
| Annual return | 27.89% | 35.28%-7.4pp | 1711.38%-1683.5pp | 35.66%-7.8pp |
| Employer contribution / active EE | $1,451 | $671+116.1% | $1,041+39.4% | $2,757-47.4% |
| Participant deferral / active EE | $2,606 | $1,228+112.1% | $1,954+33.4% | $4,299-39.4% |
| Admin fee / account holder | $6,561 | $2,434+169.6% | $2,827+132.1% | $6,924-5.2% |