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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,483 | $110,379-65.1% | $102,412-62.4% | $145,884-73.6% |
| Participation rate | 70.0% | 77.9%-7.9pp | 74.5%-4.5pp | 80.3%-10.3pp |
| Annual return | 12.48% | 24.84%-12.4pp | 24.94%-12.5pp | 551.85%-539.4pp |
| Employer contribution / active EE | $3,481 | $4,216-17.4% | $3,870-10.0% | $4,662-25.3% |
| Participant deferral / active EE | $2,857 | $5,622-49.2% | $5,060-43.5% | $6,690-57.3% |
| Admin fee / account holder | $2,863 | $9,745-70.6% | $8,388-65.9% | $13,392-78.6% |