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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,179 | $64,920-1.1% | $103,693-38.1% | $86,983-26.2% |
| Participation rate | 34.3% | 63.6%-29.3pp | 72.6%-38.4pp | 69.5%-35.3pp |
| Annual return | 16.00% | 30.29%-14.3pp | 47.61%-31.6pp | 25.83%-9.8pp |
| Employer contribution / active EE | $135 | $2,141-93.7% | $2,920-95.4% | $2,584-94.8% |
| Participant deferral / active EE | $1,302 | $3,241-59.8% | $4,579-71.6% | $4,194-69.0% |
| Admin fee / account holder | $2,192 | $6,191-64.6% | $7,858-72.1% | $7,856-72.1% |