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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 26 · EIN 71-0294708 | Advisory (Participants) | $59,479 |
Filed as: COMMONWEALTH EQUITY SERVICES Service code 99 · EIN 04-2675571 | Other Fees | $19,385 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,647 | $86,938-26.8% | $102,423-37.9% | $80,925-21.4% |
| Participation rate | 90.7% | 72.4%+18.4pp | 76.5%+14.2pp | 67.7%+23.1pp |
| Annual return | 15.88% | 18.89%-3.0pp | 29.42%-13.5pp | 35.65%-19.8pp |
| Employer contribution / active EE | $3,169 | $2,369+33.8% | $3,023+4.8% | $2,756+15.0% |
| Participant deferral / active EE | $8,887 | $4,120+115.7% | $5,054+75.8% | $4,299+106.7% |
| Admin fee / account holder | $403 | $8,053-95.0% | $9,455-95.7% | $6,940-94.2% |