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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,248 | $88,137+80.7% | $164,975-3.5% | $74,429+114.0% |
| Participation rate | 69.8% | 73.1%-3.3pp | 78.6%-8.8pp | 67.2%+2.6pp |
| Annual return | 23.47% | 17.13%+6.3pp | 70.12%-46.7pp | 1368.38%-1344.9pp |
| Employer contribution / active EE | $2,155 | $2,597-17.0% | $4,343-50.4% | $2,625-17.9% |
| Participant deferral / active EE | $9,089 | $4,501+102.0% | $6,033+50.7% | $4,348+109.0% |
| Admin fee / account holder | $17,206 | $2,231+671.1% | $12,688+35.6% | $1,944+785.0% |