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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,005 | $99,380+119.4% | $90,312+141.4% | $155,188+40.5% |
| Participation rate | 71.4% | 77.3%-5.9pp | 72.9%-1.5pp | 80.8%-9.4pp |
| Annual return | 14.32% | 19.35%-5.0pp | 18.90%-4.6pp | 148.84%-134.5pp |
| Employer contribution / active EE | $1,409 | $2,390-41.0% | $2,243-37.2% | $4,248-66.8% |
| Participant deferral / active EE | $4,203 | $4,212-0.2% | $3,749+12.1% | $6,531-35.6% |
| Admin fee / account holder | $11,760 | $9,766+20.4% | $8,248+42.6% | $14,480-18.8% |