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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,005 | $102,245+113.2% | $89,340+144.0% | $137,256+58.8% |
| Participation rate | 71.4% | 74.9%-3.5pp | 69.6%+1.9pp | 80.0%-8.5pp |
| Annual return | 14.32% | 21.89%-7.6pp | 20.57%-6.3pp | 220.34%-206.0pp |
| Employer contribution / active EE | $1,409 | $2,529-44.3% | $2,231-36.8% | $4,156-66.1% |
| Participant deferral / active EE | $4,203 | $4,436-5.3% | $3,823+9.9% | $6,407-34.4% |
| Admin fee / account holder | $11,760 | $8,085+45.5% | $6,704+75.4% | $12,270-4.2% |