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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,005 | $106,974+103.8% | $90,796+140.1% | $138,895+57.0% |
| Participation rate | 71.4% | 74.9%-3.4pp | 69.5%+1.9pp | 79.9%-8.5pp |
| Annual return | 14.32% | 20.10%-5.8pp | 19.29%-5.0pp | 145.39%-131.1pp |
| Employer contribution / active EE | $1,409 | $2,609-46.0% | $2,294-38.6% | $4,194-66.4% |
| Participant deferral / active EE | $4,203 | $4,455-5.6% | $3,822+10.0% | $6,396-34.3% |
| Admin fee / account holder | $11,760 | $8,626+36.3% | $7,024+67.4% | $12,562-6.4% |