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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,464 | $51,638-27.4% | $68,368-45.2% | $82,448-54.6% |
| Participation rate | 71.0% | 63.6%+7.4pp | 73.8%-2.8pp | 68.1%+2.9pp |
| Annual return | 17.71% | 37.53%-19.8pp | 292.57%-274.9pp | 41.64%-23.9pp |
| Employer contribution / active EE | $871 | $2,047-57.4% | $2,649-67.1% | $2,551-65.9% |
| Participant deferral / active EE | $2,185 | $2,914-25.0% | $4,123-47.0% | $4,139-47.2% |
| Admin fee / account holder | $1,511 | $4,643-67.5% | $5,150-70.7% | $7,234-79.1% |