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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,295 | $117,829+130.2% | $102,423+164.9% | $145,877+86.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 14.59% | 31.83%-17.2pp | 29.42%-14.8pp | 551.28%-536.7pp |
| Employer contribution / active EE | $7,922 | $3,615+119.2% | $3,023+162.1% | $4,663+69.9% |
| Participant deferral / active EE | $7,871 | $5,732+37.3% | $5,054+55.7% | $6,691+17.7% |
| Admin fee / account holder | $24,674 | $13,335+85.0% | $9,455+161.0% | $13,402+84.1% |