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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,560 | $110,337+168.8% | $102,383+189.7% | $145,877+103.3% |
| Participation rate | 93.3% | 77.9%+15.4pp | 74.5%+18.8pp | 80.3%+13.0pp |
| Annual return | 10.79% | 24.83%-14.0pp | 24.94%-14.1pp | 551.28%-540.5pp |
| Employer contribution / active EE | $3,652 | $4,216-13.4% | $3,870-5.6% | $4,663-21.7% |
| Participant deferral / active EE | $8,722 | $5,621+55.2% | $5,060+72.4% | $6,691+30.4% |
| Admin fee / account holder | $13,825 | $9,750+41.8% | $8,391+64.8% | $13,402+3.2% |