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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,868 | $106,749-8.3% | $145,433-32.7% | $82,448+18.7% |
| Participation rate | 71.4% | 75.6%-4.2pp | 82.1%-10.7pp | 68.1%+3.4pp |
| Annual return | 11.65% | 27.59%-15.9pp | 66.58%-54.9pp | 41.64%-30.0pp |
| Employer contribution / active EE | $1,311 | $3,444-61.9% | $4,554-71.2% | $2,551-48.6% |
| Participant deferral / active EE | $6,536 | $6,519+0.3% | $7,897-17.2% | $4,139+57.9% |
| Admin fee / account holder | $13,399 | $8,390+59.7% | $13,129+2.1% | $7,234+85.2% |