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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,512 | $55,470-25.2% | $155,556-73.3% | $74,478-44.3% |
| Participation rate | 48.6% | 61.9%-13.3pp | 78.2%-29.6pp | 67.2%-18.6pp |
| Annual return | 12.07% | 269.80%-257.7pp | 64.84%-52.8pp | 1370.56%-1358.5pp |
| Employer contribution / active EE | $756 | $2,267-66.6% | $4,675-83.8% | $2,626-71.2% |
| Participant deferral / active EE | $1,158 | $2,838-59.2% | $5,631-79.4% | $4,350-73.4% |
| Admin fee / account holder | $3,879 | $1,744+122.4% | $15,885-75.6% | $1,946+99.4% |