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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,388 | $41,016+13.1% | $152,093-69.5% | $64,097-27.6% |
| Participation rate | 51.3% | 51.3%0pp | 77.8%-26.5pp | 55.2%-3.9pp |
| Annual return | 14.44% | 39.60%-25.2pp | 66.36%-51.9pp | 34.64%-20.2pp |
| Employer contribution / active EE | $733 | $1,342-45.4% | $4,175-82.4% | $1,891-61.2% |
| Participant deferral / active EE | $1,160 | $1,927-39.8% | $5,451-78.7% | $3,080-62.3% |
| Admin fee / account holder | $1,733 | $2,305-24.8% | $14,497-88.0% | $3,454-49.8% |