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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,088 | $71,353+20.7% | $92,805-7.2% | $86,983-1.0% |
| Participation rate | 83.3% | 80.9%+2.5pp | 83.5%-0.2pp | 69.5%+13.8pp |
| Annual return | 9.35% | 44.68%-35.3pp | 31.59%-22.2pp | 25.83%-16.5pp |
| Employer contribution / active EE | $2,778 | $2,468+12.5% | $3,424-18.9% | $2,584+7.5% |
| Participant deferral / active EE | $3,822 | $6,966-45.1% | $8,448-54.8% | $4,194-8.9% |
| Admin fee / account holder | $11,347 | $6,099+86.0% | $10,911+4.0% | $7,856+44.4% |