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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,088 | $78,197+10.1% | $98,090-12.2% | $82,637+4.2% |
| Participation rate | 83.3% | 77.5%+5.9pp | 81.5%+1.8pp | 68.1%+15.3pp |
| Annual return | 9.35% | 40.25%-30.9pp | 37.05%-27.7pp | 53.51%-44.2pp |
| Employer contribution / active EE | $2,778 | $2,605+6.7% | $3,606-23.0% | $2,552+8.8% |
| Participant deferral / active EE | $3,822 | $6,636-42.4% | $7,845-51.3% | $4,126-7.4% |
| Admin fee / account holder | $11,347 | $14,832-23.5% | $11,815-4.0% | $7,339+54.6% |