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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,088 | $78,520+9.6% | $96,576-10.9% | $82,448+4.4% |
| Participation rate | 83.3% | 77.7%+5.6pp | 81.4%+1.9pp | 68.1%+15.3pp |
| Annual return | 9.35% | 41.30%-31.9pp | 38.47%-29.1pp | 41.64%-32.3pp |
| Employer contribution / active EE | $2,778 | $2,630+5.6% | $3,553-21.8% | $2,551+8.9% |
| Participant deferral / active EE | $3,822 | $6,754-43.4% | $7,956-52.0% | $4,139-7.7% |
| Admin fee / account holder | $11,347 | $13,455-15.7% | $11,381-0.3% | $7,234+56.8% |