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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,908 | $71,230+127.3% | $93,727+72.7% | $80,959+100.0% |
| Participation rate | 83.3% | 60.4%+22.9pp | 68.7%+14.6pp | 67.7%+15.7pp |
| Annual return | 10.96% | 11.26%-0.3pp | 133.83%-122.9pp | 35.67%-24.7pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,421-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $5,862 | $4,037+45.2% | $4,417+32.7% | $4,300+36.3% |
| Admin fee / account holder | $5,460 | $6,961-21.6% | $8,292-34.2% | $6,925-21.2% |