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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,722 | $199,109+50.5% | $173,730+72.5% | $154,746+93.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 17.98% | 20.02%-2.0pp | 19.96%-2.0pp | 172.34%-154.4pp |
| Employer contribution / active EE | $13,219 | $5,311+148.9% | $4,577+188.8% | $4,379+201.9% |
| Participant deferral / active EE | $10,072 | $7,113+41.6% | $6,326+59.2% | $6,730+49.6% |
| Admin fee / account holder | $51,408 | $20,916+145.8% | $17,523+193.4% | $14,365+257.9% |