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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,241 | $154,228+179.0% | $145,433+195.8% | $137,256+213.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 7.35% | 74.59%-67.2pp | 66.58%-59.2pp | 220.34%-213.0pp |
| Employer contribution / active EE | $8,356 | $4,804+73.9% | $4,554+83.5% | $4,156+101.1% |
| Participant deferral / active EE | $14,147 | $8,216+72.2% | $7,897+79.1% | $6,407+120.8% |
| Admin fee / account holder | $344,476 | $14,344+2301.6% | $13,129+2523.8% | $12,270+2707.4% |