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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,518 | $160,040+183.4% | $147,096+208.3% | $145,877+210.9% |
| Participation rate | 87.0% | 84.0%+2.9pp | 82.2%+4.8pp | 80.3%+6.7pp |
| Annual return | 4.68% | 98.49%-93.8pp | 419.75%-415.1pp | 551.28%-546.6pp |
| Employer contribution / active EE | $17,703 | $5,289+234.7% | $4,936+258.7% | $4,663+279.7% |
| Participant deferral / active EE | $13,511 | $8,429+60.3% | $8,071+67.4% | $6,691+101.9% |
| Admin fee / account holder | $14,058 | $15,050-6.6% | $13,005+8.1% | $13,402+4.9% |