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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,518 | $160,070+183.3% | $147,117+208.3% | $145,897+210.8% |
| Participation rate | 87.0% | 84.0%+2.9pp | 82.2%+4.8pp | 80.3%+6.7pp |
| Annual return | 4.68% | 98.69%-94.0pp | 420.54%-415.9pp | 552.29%-547.6pp |
| Employer contribution / active EE | $17,703 | $5,285+235.0% | $4,932+258.9% | $4,663+279.7% |
| Participant deferral / active EE | $13,511 | $8,419+60.5% | $8,065+67.5% | $6,689+102.0% |
| Admin fee / account holder | $14,058 | $15,035-6.5% | $12,993+8.2% | $13,390+5.0% |