Retirement plan

FRONTIER COMMUNITY SERVICES, RETIREMENT PLAN

Name: FRONTIER COMMUNITY SERVICES, INC. - FRONTIER COMMUNITY SERVICES, RETIREMENT PLAN (2025) Form 5500
Creator: FRONTIER COMMUNITY SERVICES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FRONTIER COMMUNITY SERVICES, RETIREMENT PLAN, FRONTIER COMMUNITY SERVICES, INC.

FRONTIER COMMUNITY SERVICES, INC.EIN 31-0950828Plan #001PY 2025

12125 PLEASANT VALLEY ROAD - CHILLICOTHE, OH 45601740-772-1396frontiercommunity.comLinkedIn201-500 employeesindividual & family services

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$4.7M

+8.3% from 2023

Total participants

-4.4% from 2023

Average account balance

$53,832

-2.9% from 2023

Annual return

12.20%

-1.08 pp from 2023

Benchmarks

See 2,905 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort2,905 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.68M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$54K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$402K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.20%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$15727

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$1.4M

$15727 / participant

Other / not subdivided$1M100.0%

% of EOY assets

29.214%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$53,832

$64,920-17.1%

$103,693-48.1%

$86,983-38.1%

Participation rate

100.0%

63.6%+36.4pp

72.6%+27.4pp

69.5%+30.5pp

Annual return

12.20%

30.29%-18.1pp

47.61%-35.4pp

25.83%-13.6pp

Employer contribution / active EE

$2,112

$2,141-1.4%

$2,920-27.7%

$2,584-18.3%

Participant deferral / active EE

$2,507

$3,241-22.7%

$4,579-45.3%

$4,194-40.2%

Admin fee / account holder

$15,727

$6,191+154.0%

$7,858+100.1%

$7,856+100.2%

FRONTIER COMMUNITY SERVICES, RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FRONTIER COMMUNITY SERVICES, RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion