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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,506 | $184,014+0.3% | $161,149+14.5% | $138,895+32.8% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 15.36% | 21.52%-6.2pp | 21.16%-5.8pp | 145.39%-130.0pp |
| Employer contribution / active EE | $13,602 | $5,055+169.1% | $4,360+212.0% | $4,194+224.3% |
| Participant deferral / active EE | $9,345 | $6,909+35.2% | $6,153+51.9% | $6,396+46.1% |
| Admin fee / account holder | $1,525 | $18,027-91.5% | $15,194-90.0% | $12,562-87.9% |