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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,522 | $58,241-1.2% | $81,780-29.7% | $80,911-28.9% |
| Participation rate | 94.6% | 63.4%+31.1pp | 72.4%+22.2pp | 67.6%+26.9pp |
| Annual return | 12.26% | 41.73%-29.5pp | 776.27%-764.0pp | 35.63%-23.4pp |
| Employer contribution / active EE | $2,192 | $2,343-6.5% | $2,914-24.8% | $2,756-20.5% |
| Participant deferral / active EE | $3,487 | $3,283+6.2% | $4,321-19.3% | $4,297-18.8% |
| Admin fee / account holder | $938 | $4,973-81.1% | $7,384-87.3% | $6,935-86.5% |