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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,208 | $102,422-22.7% | $147,117-46.2% | $80,959-2.2% |
| Participation rate | 96.7% | 75.9%+20.8pp | 82.2%+14.5pp | 67.7%+29.1pp |
| Annual return | 13.47% | 135.16%-121.7pp | 420.54%-407.1pp | 35.67%-22.2pp |
| Employer contribution / active EE | $2,632 | $3,717-29.2% | $4,932-46.6% | $2,757-4.5% |
| Participant deferral / active EE | $3,937 | $6,652-40.8% | $8,065-51.2% | $4,300-8.5% |
| Admin fee / account holder | $11,489 | $7,953+44.5% | $12,993-11.6% | $6,925+65.9% |