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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,208 | $102,429-22.7% | $147,096-46.2% | $80,925-2.1% |
| Participation rate | 96.7% | 75.9%+20.9pp | 82.2%+14.5pp | 67.7%+29.1pp |
| Annual return | 13.47% | 135.02%-121.6pp | 419.75%-406.3pp | 35.65%-22.2pp |
| Employer contribution / active EE | $2,632 | $3,716-29.2% | $4,936-46.7% | $2,756-4.5% |
| Participant deferral / active EE | $3,937 | $6,649-40.8% | $8,071-51.2% | $4,299-8.4% |
| Admin fee / account holder | $11,489 | $7,957+44.4% | $13,005-11.7% | $6,940+65.5% |