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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,896 | $106,749-43.9% | $145,433-58.8% | $82,448-27.4% |
| Participation rate | 91.5% | 75.6%+15.9pp | 82.1%+9.4pp | 68.1%+23.5pp |
| Annual return | 13.70% | 27.59%-13.9pp | 66.58%-52.9pp | 41.64%-27.9pp |
| Employer contribution / active EE | $2,443 | $3,444-29.1% | $4,554-46.4% | $2,551-4.2% |
| Participant deferral / active EE | $3,314 | $6,519-49.2% | $7,897-58.0% | $4,139-19.9% |
| Admin fee / account holder | $31,259 | $8,390+272.6% | $13,129+138.1% | $7,234+332.1% |