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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,996 | $162,529-81.5% | $130,788-77.1% | $154,746-80.6% |
| Participation rate | 41.7% | 75.9%-34.2pp | 70.1%-28.4pp | 80.7%-39.0pp |
| Annual return | 18.83% | 510.48%-491.6pp | 386.44%-367.6pp | 172.34%-153.5pp |
| Employer contribution / active EE | $1,522 | $4,447-65.8% | $3,558-57.2% | $4,379-65.2% |
| Participant deferral / active EE | $1,970 | $4,808-59.0% | $4,137-52.4% | $6,730-70.7% |
| Admin fee / account holder | $5 | $7,669-99.9% | $6,673-99.9% | $14,365-100.0% |