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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,996 | $234,190-87.2% | $180,320-83.4% | $198,609-84.9% |
| Participation rate | 41.7% | 77.1%-35.4pp | 71.5%-29.9pp | 82.4%-40.7pp |
| Annual return | 18.83% | 1057.44%-1038.6pp | 778.54%-759.7pp | 202.70%-183.9pp |
| Employer contribution / active EE | $1,522 | $5,258-71.0% | $4,108-62.9% | $5,055-69.9% |
| Participant deferral / active EE | $1,970 | $4,988-60.5% | $4,304-54.2% | $6,977-71.8% |
| Admin fee / account holder | $5 | $12,558-100.0% | $10,000-100.0% | $19,030-100.0% |