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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,436 | $154,228+157.7% | $145,433+173.3% | $137,256+189.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.59% | 74.59%-61.0pp | 66.58%-53.0pp | 220.34%-206.7pp |
| Employer contribution / active EE | $4,211 | $4,804-12.4% | $4,554-7.5% | $4,156+1.3% |
| Participant deferral / active EE | $12,070 | $8,216+46.9% | $7,897+52.8% | $6,407+88.4% |
| Admin fee / account holder | $10,961 | $14,344-23.6% | $13,129-16.5% | $12,270-10.7% |