Retirement plan

WARREN COUNTY COMMUNITY SERVICES, INC. EMPLOYEES' TAX-DEFERRED ANNUITY PROGRAM

Name: WARREN COUNTY COMMUNITY SERVICES, INC. - WARREN COUNTY COMMUNITY SERVICES, INC. EMPLOYEES' TAX-DEFERRED ANNUITY PROGRAM (2024) Form 5500
Creator: WARREN COUNTY COMMUNITY SERVICES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WARREN COUNTY COMMUNITY SERVICES, INC. EMPLOYEES' TAX-DEFERRED ANNUITY PROGRAM, WARREN COUNTY COMMUNITY SERVICES, INC.

WARREN COUNTY COMMUNITY SERVICES, INC.EIN 31-0872922Plan #001PY 2024

645 OAK STREET - LEBANON, OH 45036513-695-2207wccsi.orgLinkedIn51-200 employeesnon-profit organization management

Prospect flagsLow returnsLow participation

How to read this page

Total assets (EOY)

$3.7M

-3.7% from 2023

Total participants

251

-2.3% from 2023

Average account balance

$24,925

-3.1% from 2023

Annual return

8.71%

-2.57 pp from 2023

Benchmarks

See 2,058 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort2,058 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.71M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$25K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

149

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

41.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$326K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.71%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$25

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G2J2K2L

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$4K

$21 / participant

Contract admin$4K98.7%
Other / not subdivided$501.3%

% of EOY assets

0.100%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BARNES DENNIG & CO LTD
Auditor EIN: 311119890
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$24,925

$60,393-58.7%

$81,820-69.5%

$74,429-66.5%

Participation rate

41.0%

62.9%-21.9pp

72.4%-31.3pp

67.2%-26.2pp

Annual return

8.71%

16.89%-8.2pp

777.93%-769.2pp

1368.38%-1359.7pp

Employer contribution / active EE

$572

$2,626-78.2%

$2,915-80.4%

$2,625-78.2%

Participant deferral / active EE

$1,310

$3,397-61.4%

$4,323-69.7%

$4,348-69.9%

Admin fee / account holder

$25

$1,491-98.3%

$7,391-99.7%

$1,944-98.7%

WARREN COUNTY COMMUNITY SERVICES, INC. EMPLOYEES' TAX-DEFERRED ANNUITY PROGRAM

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WARREN COUNTY COMMUNITY SERVICES, INC. EMPLOYEES' TAX-DEFERRED ANNUITY PROGRAM

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion