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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,756 | $106,749+168.6% | $145,433+97.2% | $82,448+247.8% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 13.66% | 27.59%-13.9pp | 66.58%-52.9pp | 41.64%-28.0pp |
| Employer contribution / active EE | $12,419 | $3,444+260.6% | $4,554+172.7% | $2,551+386.8% |
| Participant deferral / active EE | $11,262 | $6,519+72.8% | $7,897+42.6% | $4,139+172.1% |
| Admin fee / account holder | $978 | $8,390-88.3% | $13,129-92.5% | $7,234-86.5% |