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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,485 | $102,422+151.4% | $147,117+75.0% | $80,959+218.0% |
| Participation rate | 92.9% | 75.9%+17.0pp | 82.2%+10.7pp | 67.7%+25.2pp |
| Annual return | 13.43% | 135.16%-121.7pp | 420.54%-407.1pp | 35.67%-22.2pp |
| Employer contribution / active EE | $11,172 | $3,717+200.5% | $4,932+126.5% | $2,757+305.2% |
| Participant deferral / active EE | $10,116 | $6,652+52.1% | $8,065+25.4% | $4,300+135.2% |
| Admin fee / account holder | $3,479 | $7,953-56.3% | $12,993-73.2% | $6,925-49.8% |