Retirement plan

DIGESTIVE SPECIALISTS, INC./DIGESTIVE ENDOSCOPY CENTER, LLC 401(K) PROFIT SHARING PLAN

Name: DIGESTIVE SPECIALISTS, INC. - DIGESTIVE SPECIALISTS, INC./DIGESTIVE ENDOSCOPY CENTER, LLC 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: DIGESTIVE SPECIALISTS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DIGESTIVE SPECIALISTS, INC./DIGESTIVE ENDOSCOPY CENTER, LLC 401(K) PROFIT SHARING PLAN, DIGESTIVE SPECIALISTS, INC.

DIGESTIVE SPECIALISTS, INC.EIN 31-0785715Plan #002PY 2025

4340 CLYO ROAD - DAYTON, OH 45459937-396-2620digestivespecialists.comLinkedIn201-500 employeesmedical practice

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$44.1M

+15.7% from 2024

Total participants

179

-1.1% from 2024

Average account balance

$247,954

+17.0% from 2024

Annual return

16.57%

+0.89 pp from 2024

Benchmarks

See 3,389 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort3,389 peers

Snapshot2025

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Analytics

Total assets (EOY)

Plan-year ending balance

$44.14M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$248K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

178

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.13M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.57%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$540

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
MORGAN STANLEY SMITH BARNEY7 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 27 · EIN 26-4310632 1 NEW YORK PLAZA · NEW YORK, NY 10004	Advisory (Plan)	$63,956
MATRIX TRUST COMPANY7 years Service code 19 · EIN 75-3182674 717 17TH STREET, SUITE 1300 · DENVER, CO 80202	Securities Custodian	$16,076
DYNAMIC PENSION SERVICES, INC.6 years Service code 13 · EIN 31-1585572 2176 HEWITT AVENUE, STE A · KETTERING, OH 45440	Contract Administrator	$14,975
EPIC RETIREMENT PLAN SERVICES7 years Filed as: MWG RETIREMENT PLAN SERVICES, LLC Service code 64 · EIN 72-1396518 P.O. BOX 16728 · JACKSON, MS 39236	Recordkeeping Fees	$7,700

Plan features & details

Pension benefit codes2A2E2F2J2K3D3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$96K

$728 / participant

Recordkeeping$4K4.6%
Investment mgmt$63K65.1%
Contract admin$29K30.3%

% of EOY assets

0.218%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: SKELLEY & COMPANY
Auditor EIN: 311449760
Audit fees: (not subdivided)
Opinion code: Unqualified

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$247,954

$49,915+396.7%

$154,803+60.2%

$74,304+233.7%

Participation rate

99.2%

54.0%+45.3pp

78.1%+21.2pp

60.3%+38.9pp

Annual return

16.57%

34.06%-17.5pp

58.88%-42.3pp

29.43%-12.9pp

Employer contribution / active EE

$4,283

$1,611+165.8%

$4,305-0.5%

$2,241+91.1%

Participant deferral / active EE

$4,280

$2,255+89.8%

$5,540-22.8%

$3,767+13.6%

Admin fee / account holder

$540

$2,189-75.3%

$14,329-96.2%

$2,969-81.8%

Provider

Service type

Compensation

MORGAN STANLEY SMITH BARNEY7 years

Filed as: MORGAN STANLEY SMITH BARNEY LLC

Service code 27 · EIN 26-4310632

1 NEW YORK PLAZA · NEW YORK, NY 10004

Advisory (Plan)

$63,956

MATRIX TRUST COMPANY7 years

Service code 19 · EIN 75-3182674

717 17TH STREET, SUITE 1300 · DENVER, CO 80202

Securities Custodian

$16,076

DYNAMIC PENSION SERVICES, INC.6 years

Service code 13 · EIN 31-1585572

2176 HEWITT AVENUE, STE A · KETTERING, OH 45440

Contract Administrator

$14,975

EPIC RETIREMENT PLAN SERVICES7 years

Filed as: MWG RETIREMENT PLAN SERVICES, LLC

Service code 64 · EIN 72-1396518

P.O. BOX 16728 · JACKSON, MS 39236

Recordkeeping Fees

$7,700

DIGESTIVE SPECIALISTS, INC./DIGESTIVE ENDOSCOPY CENTER, LLC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DIGESTIVE SPECIALISTS, INC./DIGESTIVE ENDOSCOPY CENTER, LLC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion