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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,241 | $136,860-67.7% | $120,344-63.2% | $154,746-71.4% |
| Participation rate | 77.8% | 79.9%-2.1pp | 76.7%+1.1pp | 80.7%-2.9pp |
| Annual return | 19.48% | 21.38%-1.9pp | 20.30%-0.8pp | 172.34%-152.9pp |
| Employer contribution / active EE | $259 | $3,533-92.7% | $3,020-91.4% | $4,379-94.1% |
| Participant deferral / active EE | $2,806 | $5,793-51.6% | $5,135-45.3% | $6,730-58.3% |
| Admin fee / account holder | $327 | $15,393-97.9% | $12,742-97.4% | $14,365-97.7% |