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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,241 | $126,661-65.1% | $113,397-61.0% | $138,895-68.1% |
| Participation rate | 77.8% | 79.4%-1.7pp | 76.5%+1.3pp | 79.9%-2.1pp |
| Annual return | 19.48% | 25.05%-5.6pp | 23.20%-3.7pp | 145.39%-125.9pp |
| Employer contribution / active EE | $259 | $3,456-92.5% | $2,977-91.3% | $4,194-93.8% |
| Participant deferral / active EE | $2,806 | $5,693-50.7% | $5,076-44.7% | $6,396-56.1% |
| Admin fee / account holder | $327 | $14,549-97.8% | $11,957-97.3% | $12,562-97.4% |