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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,241 | $167,415-73.6% | $140,514-68.5% | $198,609-77.7% |
| Participation rate | 77.8% | 80.9%-3.1pp | 77.8%0pp | 82.4%-4.6pp |
| Annual return | 19.48% | 13.85%+5.6pp | 14.36%+5.1pp | 202.70%-183.2pp |
| Employer contribution / active EE | $259 | $4,088-93.7% | $3,378-92.3% | $5,055-94.9% |
| Participant deferral / active EE | $2,806 | $5,579-49.7% | $4,919-42.9% | $6,977-59.8% |
| Admin fee / account holder | $327 | $16,730-98.0% | $13,697-97.6% | $19,030-98.3% |