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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,748 | $108,825-2.8% | $156,181-32.3% | $82,448+28.3% |
| Participation rate | 95.6% | 72.4%+23.2pp | 78.8%+16.8pp | 68.1%+27.5pp |
| Annual return | 6.45% | 20.59%-14.1pp | 64.87%-58.4pp | 41.64%-35.2pp |
| Employer contribution / active EE | $1,824 | $2,870-36.4% | $4,294-57.5% | $2,551-28.5% |
| Participant deferral / active EE | $6,614 | $4,577+44.5% | $6,132+7.9% | $4,139+59.8% |
| Admin fee / account holder | $2,578 | $9,341-72.4% | $14,586-82.3% | $7,234-64.4% |