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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,748 | $123,478-14.4% | $216,567-51.2% | $94,015+12.5% |
| Participation rate | 95.6% | 75.1%+20.5pp | 81.6%+13.9pp | 70.8%+24.8pp |
| Annual return | 6.45% | 23.61%-17.2pp | 12.94%-6.5pp | 17.84%-11.4pp |
| Employer contribution / active EE | $1,824 | $3,136-41.8% | $5,216-65.0% | $2,790-34.6% |
| Participant deferral / active EE | $6,614 | $4,556+45.2% | $6,191+6.8% | $4,249+55.6% |
| Admin fee / account holder | $2,578 | $12,753-79.8% | $21,981-88.3% | $8,951-71.2% |