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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,896 | $73,787+0.1% | $98,716-25.1% | $82,448-10.4% |
| Participation rate | 40.8% | 61.4%-20.6pp | 69.3%-28.5pp | 68.1%-27.3pp |
| Annual return | 19.64% | 18.57%+1.1pp | 31.81%-12.2pp | 41.64%-22.0pp |
| Employer contribution / active EE | $989 | $1,511-34.5% | $2,279-56.6% | $2,551-61.2% |
| Participant deferral / active EE | $1,737 | $3,081-43.6% | $4,048-57.1% | $4,139-58.0% |
| Admin fee / account holder | $2,042 | $6,500-68.6% | $8,703-76.5% | $7,234-71.8% |