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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,554 | $106,749+96.3% | $145,433+44.1% | $82,448+154.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 13.18% | 27.59%-14.4pp | 66.58%-53.4pp | 41.64%-28.5pp |
| Employer contribution / active EE | $4,951 | $3,444+43.7% | $4,554+8.7% | $2,551+94.1% |
| Participant deferral / active EE | $9,738 | $6,519+49.4% | $7,897+23.3% | $4,139+135.3% |
| Admin fee / account holder | $29,906 | $8,390+256.5% | $13,129+127.8% | $7,234+313.4% |