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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,900 | $30,423+123.2% | $56,025+21.2% | $74,478-8.8% |
| Participation rate | 32.8% | 32.9%-0.1pp | 52.5%-19.7pp | 67.2%-34.4pp |
| Annual return | 12.11% | 24.97%-12.9pp | 1712.69%-1700.6pp | 1370.56%-1358.4pp |
| Employer contribution / active EE | $524 | $610-14.1% | $1,042-49.7% | $2,626-80.0% |
| Participant deferral / active EE | $1,019 | $1,176-13.4% | $1,955-47.9% | $4,350-76.6% |
| Admin fee / account holder | $16,236 | $2,363+587.1% | $2,828+474.0% | $1,946+734.4% |