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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,900 | $34,932+94.4% | $56,441+20.3% | $74,546-8.9% |
| Participation rate | 32.8% | 32.9%-0.1pp | 52.5%-19.7pp | 67.2%-34.4pp |
| Annual return | 12.11% | 24.90%-12.8pp | 1704.21%-1692.1pp | 1366.03%-1353.9pp |
| Employer contribution / active EE | $524 | $608-13.9% | $1,039-49.6% | $2,624-80.0% |
| Participant deferral / active EE | $1,019 | $1,173-13.1% | $1,953-47.8% | $4,347-76.6% |
| Admin fee / account holder | $16,236 | $2,359+588.2% | $2,829+473.9% | $1,944+735.4% |