Retirement plan

RESOURCE INTERNATIONAL, INC. SAVINGS & INVESTMENT 401(K) PLAN

Name: RESOURCE INTERNATIONAL, INC. - RESOURCE INTERNATIONAL, INC. SAVINGS & INVESTMENT 401(K) PLAN (2024) Form 5500
Creator: RESOURCE INTERNATIONAL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RESOURCE INTERNATIONAL, INC. SAVINGS & INVESTMENT 401(K) PLAN, RESOURCE INTERNATIONAL, INC.

RESOURCE INTERNATIONAL, INC.EIN 31-0669793Plan #004PY 2024

6350 PRESIDENTIAL GATEWAY - COLUMBUS, OH 43231614-823-4949resourceinternational.comLinkedIn51-200 employeescivil engineering

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$23.5M

+17.4% from 2023

Total participants

212

+6.0% from 2023

Average account balance

$152,290

+8.3% from 2023

Annual return

19.60%

-1.77 pp from 2023

Benchmarks

See 3,444 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort3,444 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$23.45M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$152K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

154

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

65.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.30M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.60%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$210

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
THE BANK OF NEW YORK MELLON1 year Filed as: BANK OF AMERICA Service code 27 · EIN 13-5674085	Advisory (Plan)	$30,044
TRANSAMERICA RETIREMENT SOLUTIONS2 years Service code 15 · EIN 13-3689044	Recordkeeping	$25,492
CREATIVE RETIREMENT SYSTEMS, INC.1 year Service code 15 · EIN 31-1299207	Recordkeeping	$3,045
TRANSAMERICA RETIREMENT SOLUTIONS1 year Filed as: TRANSAMERICA TRUST COMPANY Service code 21 · EIN 42-0947998	Bank Trustee	$167

Plan features & details

Pension benefit codes2E2J2K2F2G3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$32K

$194 / participant

Contract admin$32K100.0%

% of EOY assets

0.138%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: WHALEN CPAS
Auditor EIN: 310984945
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$152,290

$80,781+88.5%

$102,437+48.7%

$74,478+104.5%

Participation rate

65.3%

65.7%-0.4pp

74.5%-9.2pp

67.2%-2.0pp

Annual return

19.60%

27.58%-8.0pp

24.95%-5.3pp

1370.56%-1351.0pp

Employer contribution / active EE

$1,560

$3,160-50.6%

$3,871-59.7%

$2,626-40.6%

Participant deferral / active EE

$6,210

$3,862+60.8%

$5,060+22.7%

$4,350+42.7%

Admin fee / account holder

$210

$2,372-91.2%

$8,388-97.5%

$1,946-89.2%

Provider

Service type

Compensation

THE BANK OF NEW YORK MELLON1 year

Filed as: BANK OF AMERICA

Service code 27 · EIN 13-5674085

Advisory (Plan)

$30,044

TRANSAMERICA RETIREMENT SOLUTIONS2 years

Service code 15 · EIN 13-3689044

Recordkeeping

$25,492

CREATIVE RETIREMENT SYSTEMS, INC.1 year

Service code 15 · EIN 31-1299207

Recordkeeping

$3,045

TRANSAMERICA RETIREMENT SOLUTIONS1 year

Filed as: TRANSAMERICA TRUST COMPANY

Service code 21 · EIN 42-0947998

Bank Trustee

$167

RESOURCE INTERNATIONAL, INC. SAVINGS & INVESTMENT 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RESOURCE INTERNATIONAL, INC. SAVINGS & INVESTMENT 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion