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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $471,891 | $124,425+279.3% | $112,040+321.2% | $137,256+243.8% |
| Participation rate | 90.5% | 79.3%+11.2pp | 76.5%+14.0pp | 80.0%+10.5pp |
| Annual return | 12.16% | 24.72%-12.6pp | 24.52%-12.4pp | 220.34%-208.2pp |
| Employer contribution / active EE | $3,224 | $3,411-5.5% | $2,954+9.1% | $4,156-22.4% |
| Participant deferral / active EE | $7,996 | $5,718+39.8% | $5,098+56.9% | $6,407+24.8% |
| Admin fee / account holder | $22,788 | $15,207+49.9% | $12,098+88.4% | $12,270+85.7% |