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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,137 | $75,541+142.4% | $152,093+20.4% | $82,637+121.6% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.60% | 32.56%-20.0pp | 66.36%-53.8pp | 53.51%-40.9pp |
| Employer contribution / active EE | $10,250 | $2,622+290.9% | $4,175+145.5% | $2,552+301.6% |
| Participant deferral / active EE | $7,893 | $3,206+146.2% | $5,451+44.8% | $4,126+91.3% |
| Admin fee / account holder | $28,703 | $6,405+348.2% | $14,497+98.0% | $7,339+291.1% |