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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,338 | $94,031+18.4% | $115,768-3.8% | $82,448+35.0% |
| Participation rate | 87.9% | 70.4%+17.5pp | 74.4%+13.5pp | 68.1%+19.8pp |
| Annual return | 11.62% | 20.61%-9.0pp | 100.46%-88.8pp | 41.64%-30.0pp |
| Employer contribution / active EE | $2,716 | $2,323+16.9% | $2,940-7.6% | $2,551+6.5% |
| Participant deferral / active EE | $5,993 | $3,972+50.9% | $4,917+21.9% | $4,139+44.8% |
| Admin fee / account holder | $6,876 | $10,249-32.9% | $12,439-44.7% | $7,234-4.9% |