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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,338 | $94,436+17.9% | $115,599-3.7% | $82,637+34.7% |
| Participation rate | 87.9% | 70.4%+17.5pp | 74.3%+13.6pp | 68.1%+19.8pp |
| Annual return | 11.62% | 18.37%-6.7pp | 111.10%-99.5pp | 53.51%-41.9pp |
| Employer contribution / active EE | $2,716 | $2,324+16.9% | $2,955-8.1% | $2,552+6.4% |
| Participant deferral / active EE | $5,993 | $3,955+51.5% | $4,889+22.6% | $4,126+45.2% |
| Admin fee / account holder | $6,876 | $10,328-33.4% | $12,841-46.4% | $7,339-6.3% |