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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,907 | $166,268+5.2% | $165,100+5.9% | $145,897+19.9% |
| Participation rate | 58.8% | 82.0%-23.2pp | 78.6%-19.8pp | 80.3%-21.5pp |
| Annual return | 11.59% | 100.52%-88.9pp | 70.21%-58.6pp | 552.29%-540.7pp |
| Employer contribution / active EE | $3,121 | $5,284-40.9% | $4,348-28.2% | $4,663-33.1% |
| Participant deferral / active EE | $6,193 | $6,964-11.1% | $6,035+2.6% | $6,689-7.4% |
| Admin fee / account holder | $64,928 | $16,659+289.7% | $12,696+411.4% | $13,390+384.9% |