Filed December 12, 2014
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,075 | $58,408+69.6% | $180,320-45.1% | $69,733+42.1% |
| Participation rate | 38.3% | 54.2%-15.9pp | 71.5%-33.2pp | 62.5%-24.1pp |
| Annual return | 14.78% | 15.02%-0.2pp | 778.54%-763.8pp | 15.22%-0.4pp |
| Employer contribution / active EE | $1,124 | $1,159-3.1% | $4,108-72.6% | $2,250-50.1% |
| Participant deferral / active EE | $2,098 | $2,723-23.0% | $4,304-51.3% | $3,054-31.3% |
| Admin fee / account holder | $667 | $4,205-84.1% | $10,000-93.3% | $3,102-78.5% |