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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,876 | $102,429+339.2% | $147,096+205.8% | $80,925+455.9% |
| Participation rate | 98.3% | 75.9%+22.4pp | 82.2%+16.1pp | 67.7%+30.6pp |
| Annual return | 14.86% | 135.02%-120.2pp | 419.75%-404.9pp | 35.65%-20.8pp |
| Employer contribution / active EE | $7,330 | $3,716+97.3% | $4,936+48.5% | $2,756+165.9% |
| Participant deferral / active EE | $11,266 | $6,649+69.5% | $8,071+39.6% | $4,299+162.1% |
| Admin fee / account holder | $73,469 | $7,957+823.3% | $13,005+464.9% | $6,940+958.6% |