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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,876 | $102,422+339.2% | $147,117+205.8% | $80,959+455.7% |
| Participation rate | 98.3% | 75.9%+22.4pp | 82.2%+16.1pp | 67.7%+30.6pp |
| Annual return | 14.86% | 135.16%-120.3pp | 420.54%-405.7pp | 35.67%-20.8pp |
| Employer contribution / active EE | $7,330 | $3,717+97.2% | $4,932+48.6% | $2,757+165.9% |
| Participant deferral / active EE | $11,266 | $6,652+69.4% | $8,065+39.7% | $4,300+162.0% |
| Admin fee / account holder | $73,469 | $7,953+823.7% | $12,993+465.5% | $6,925+960.9% |