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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,876 | $102,382+339.4% | $147,005+206.0% | $80,874+456.3% |
| Participation rate | 98.3% | 75.8%+22.5pp | 82.2%+16.1pp | 67.6%+30.7pp |
| Annual return | 14.86% | 134.89%-120.0pp | 418.76%-403.9pp | 35.62%-20.8pp |
| Employer contribution / active EE | $7,330 | $3,715+97.3% | $4,934+48.6% | $2,756+166.0% |
| Participant deferral / active EE | $11,266 | $6,646+69.5% | $8,070+39.6% | $4,297+162.2% |
| Admin fee / account holder | $73,469 | $7,942+825.0% | $13,006+464.9% | $6,935+959.4% |