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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,444 | $123,155+200.8% | $108,753+240.6% | $155,188+138.7% |
| Participation rate | 94.4% | 75.6%+18.8pp | 71.1%+23.4pp | 80.8%+13.6pp |
| Annual return | 3.27% | 44.73%-41.5pp | 37.47%-34.2pp | 148.84%-145.6pp |
| Employer contribution / active EE | $31,897 | $2,811+1034.6% | $2,427+1214.5% | $4,248+650.9% |
| Participant deferral / active EE | $2,771 | $4,623-40.1% | $4,115-32.7% | $6,531-57.6% |
| Admin fee / account holder | $9,212 | $12,126-24.0% | $10,320-10.7% | $14,480-36.4% |