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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,444 | $115,225+221.5% | $100,712+267.8% | $138,895+166.7% |
| Participation rate | 94.4% | 74.3%+20.1pp | 69.3%+25.2pp | 79.9%+14.5pp |
| Annual return | 3.27% | 40.35%-37.1pp | 33.27%-30.0pp | 145.39%-142.1pp |
| Employer contribution / active EE | $31,897 | $2,771+1051.0% | $2,313+1279.2% | $4,194+660.5% |
| Participant deferral / active EE | $2,771 | $4,699-41.0% | $4,085-32.2% | $6,396-56.7% |
| Admin fee / account holder | $9,212 | $10,844-15.1% | $9,256-0.5% | $12,562-26.7% |