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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,703 | $97,550-58.3% | $120,344-66.2% | $87,485-53.5% |
| Participation rate | 58.1% | 72.8%-14.8pp | 76.7%-18.6pp | 68.9%-10.9pp |
| Annual return | 26.09% | 18.41%+7.7pp | 20.30%+5.8pp | 26.06%0pp |
| Employer contribution / active EE | $701 | $2,291-69.4% | $3,020-76.8% | $2,596-73.0% |
| Participant deferral / active EE | $2,623 | $4,230-38.0% | $5,135-48.9% | $4,274-38.6% |
| Admin fee / account holder | $11,454 | $9,543+20.0% | $12,742-10.1% | $7,775+47.3% |