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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,703 | $95,453-57.4% | $112,040-63.7% | $82,448-50.6% |
| Participation rate | 58.1% | 72.8%-14.7pp | 76.5%-18.4pp | 68.1%-10.0pp |
| Annual return | 26.09% | 23.92%+2.2pp | 24.52%+1.6pp | 41.64%-15.5pp |
| Employer contribution / active EE | $701 | $2,318-69.8% | $2,954-76.3% | $2,551-72.5% |
| Participant deferral / active EE | $2,623 | $4,224-37.9% | $5,098-48.6% | $4,139-36.6% |
| Admin fee / account holder | $11,454 | $9,013+27.1% | $12,098-5.3% | $7,234+58.3% |