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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,785 | $106,749-81.5% | $145,433-86.4% | $82,448-76.0% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 21.49% | 27.59%-6.1pp | 66.58%-45.1pp | 41.64%-20.1pp |
| Employer contribution / active EE | $3,158 | $3,444-8.3% | $4,554-30.7% | $2,551+23.8% |
| Participant deferral / active EE | $6,158 | $6,519-5.5% | $7,897-22.0% | $4,139+48.8% |
| Admin fee / account holder | $4,699 | $8,390-44.0% | $13,129-64.2% | $7,234-35.1% |