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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,785 | $106,864-81.5% | $147,318-86.6% | $82,637-76.1% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 21.49% | 27.49%-6.0pp | 70.43%-48.9pp | 53.51%-32.0pp |
| Employer contribution / active EE | $3,158 | $3,417-7.6% | $4,593-31.2% | $2,552+23.7% |
| Participant deferral / active EE | $6,158 | $6,496-5.2% | $7,906-22.1% | $4,126+49.2% |
| Admin fee / account holder | $4,699 | $8,415-44.2% | $13,708-65.7% | $7,339-36.0% |