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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,228 | $160,070-43.6% | $147,117-38.7% | $145,897-38.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.89% | 98.69%-86.8pp | 420.54%-408.7pp | 552.29%-540.4pp |
| Employer contribution / active EE | $9,054 | $5,285+71.3% | $4,932+83.5% | $4,663+94.2% |
| Participant deferral / active EE | $32,134 | $8,419+281.7% | $8,065+298.5% | $6,689+380.4% |
| Admin fee / account holder | $20,517 | $15,035+36.5% | $12,993+57.9% | $13,390+53.2% |