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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,542 | $162,136-78.1% | $152,301-76.7% | $154,746-77.0% |
| Participation rate | 50.0% | 84.1%-34.1pp | 82.4%-32.4pp | 80.7%-30.7pp |
| Annual return | 15.45% | 91.02%-75.6pp | 80.50%-65.0pp | 172.34%-156.9pp |
| Employer contribution / active EE | $2,532 | $4,890-48.2% | $4,624-45.2% | $4,379-42.2% |
| Participant deferral / active EE | $4,363 | $8,341-47.7% | $8,004-45.5% | $6,730-35.2% |
| Admin fee / account holder | $16,239 | $15,759+3.0% | $14,398+12.8% | $14,365+13.0% |