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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,542 | $196,972-82.0% | $182,262-80.5% | $198,609-82.1% |
| Participation rate | 50.0% | 85.7%-35.7pp | 84.2%-34.2pp | 82.4%-32.4pp |
| Annual return | 15.45% | 158.27%-142.8pp | 140.60%-125.1pp | 202.70%-187.2pp |
| Employer contribution / active EE | $2,532 | $5,364-52.8% | $5,046-49.8% | $5,055-49.9% |
| Participant deferral / active EE | $4,363 | $8,643-49.5% | $8,276-47.3% | $6,977-37.5% |
| Admin fee / account holder | $16,239 | $18,429-11.9% | $16,712-2.8% | $19,030-14.7% |