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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,542 | $154,228-77.0% | $145,433-75.6% | $137,256-74.1% |
| Participation rate | 50.0% | 83.8%-33.8pp | 82.1%-32.1pp | 80.0%-30.0pp |
| Annual return | 15.45% | 74.59%-59.1pp | 66.58%-51.1pp | 220.34%-204.9pp |
| Employer contribution / active EE | $2,532 | $4,804-47.3% | $4,554-44.4% | $4,156-39.1% |
| Participant deferral / active EE | $4,363 | $8,216-46.9% | $7,897-44.8% | $6,407-31.9% |
| Admin fee / account holder | $16,239 | $14,344+13.2% | $13,129+23.7% | $12,270+32.3% |