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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,157 | $108,942-69.6% | $100,415-67.0% | $145,897-77.3% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 18.72% | 58.27%-39.6pp | 49.47%-30.8pp | 552.29%-533.6pp |
| Employer contribution / active EE | $18,541 | $4,422+319.3% | $3,943+370.2% | $4,663+297.7% |
| Participant deferral / active EE | $48,333 | $8,461+471.2% | $8,091+497.3% | $6,689+622.5% |
| Admin fee / account holder | $13,905 | $9,702+43.3% | $7,906+75.9% | $13,390+3.8% |